Beyond Borders: Scaling A Fintech Startup In Latin America
This playbook is based on our experience working directly with more than 50 fintech startups, and holding accelerator workshops and events in six Latin American countries, including, most recently, Chile and Brazil.
Fintech startups often need to build a large customer base in order to make their unit economics work — particularly when they are serving low- or middle-income consumers. We decided to write this playbook because we saw that fintech entrepreneurs in Latin America were asking us about international expansion with increasing frequency.
The playbook is organized into two sections:
• WHEN should you scale? The first section of the report will consider the timing of the decision to scale, including internal factors you should consider before you even decide to enter a new market.
• WHERE should you scale? Next, we will look at the pros and cons of scaling to a few different countries: Brazil, Colombia, Mexico, and Argentina.READ OUR REPORT
Impact InsurTech: How InsurTech is Transforming the Insurance Industry
As societies across the globe grapple with increased uncertainty, from climate change geopolitical risk, or the revolution of technological progress — insurance is fundamentally changing.
Technology is making insurance more affordable, accessible, and customizable than ever — reducing barriers to access for historically underserved customers (i.e. small businesses, independent contractors, lower-income consumers, etc.) and unique customer needs.READ OUR REPORT
Catalyzing Civic Tech In India
There are more than 400 startups in India today that are using technology to address civic issues. However, the civic tech sector will not become self-sustaining until venture investors understand that these startups have scalable, sustainable business models, and provide the capital that the sector needs.
This report, written by Village Capital and CIIE.CO with the support of Omidyar Network India, will aim to help catalyze the civic tech sector in India by defining civic tech, identifying emerging subsectors, and sharing promising revenue models.READ OUR REPORT
Mapping Ukraine's Fintech Ecosystem: An Entrepreneur Resource Map
In 2018, Village Capital and MetLife Foundation joined with local organizations to hold a forum and competition for startups working around financial health. The forum featured a break-out session where entrepreneurs, investors and leaders in banking, insurance and finance came together to map out assets and gaps in Ukraine’s fintech ecosystem.READ OUR REPORT
Reinventing the Career Center: How College Graduates Can Better Find Jobs That Utilize Their Skills
In 2018, the AFL-CIO, the largest federation of unions in the United States, held the first meeting of their newly formed commission on the future of work — the first time they had held such a commission since 1983.
During this first meeting, union leaders spoke about how technology is creating opportunity for American workers — new products, supply chain improvements, new jobs — while at the same time disrupting traditional pathways to the middle class. At one point AFL-CIO President Richard Trumka said:
“Our experience has also taught us that there is a right way and a wrong way to unleash new tools. Will we let the drivers of inequality pervert technology to foster greater economic injustice and social unrest? Or will we demand that technology improves lives and raises standards and wages across the board? This commission believes technology must be used for good, not greed.”READ OUR REPORT
Unlocking Pipeline: A Playbook for Entrepreneur Support in Africa
Entrepreneur support has become an industry in Africa. The number of organizations dedicated to helping entrepreneurs scale has doubled in the past few years. But deal flow remains stubbornly low, especially at the early stage.
This report compiles lessons, case studies and trends gathered from our pioneering VilCap Communities Africa program and interviews with more than 300 stakeholders in our network.READ OUR REPORT
Growing a Sustainable Food System
Agriculture is a major contributor to climate change, and by 2050 Earth will have an additional two billion people to feed.
Our new report compiles lessons, case studies and trends from the longest-running agriculture accelerator in the US, to highlight entrepreneurs that are driving sustainable agriculture innovation from farm to table.READ OUR REPORT
Flipping The Power Dynamics: Can Entrepreneurs Make Successful Investment Decisions?
Nearly a decade ago, Village Capital was launched as a radical idea: what if we flipped the power dynamics of venture investing?
Peer-Selected Investment is a collaborative due-diligence model that takes a bottom-up approach to investing in early-stage startups. In the past decade, this process has led to a high-performing portfolio that is more broadly inclusive of entrepreneurial talent than average: 44% of our ventures are founded or cofounded by women and 26% have Black or Latinx founders.READ OUR REPORT
Capital Evolving: Alternative Investment to Drive Inclusive Innovation
The way we fund new businesses doesn’t work for most entrepreneurs. In the US, four out of five entrepreneurs never raise formal financing. Most of the people getting funding to build the companies of the future still represent a tiny, and wealthy, portion of the global population.
Over the past year, our team at Village Capital interviewed more than 200 investors, asset managers, foundations, family offices and pension funds – as well as 50 entrepreneurs – to identify and investigate new and transformative approaches for investing in entrepreneurs that can yield more inclusive results.READ OUR REPORT
Rethinking Care In An Aging America
America’s system for senior care is unsustainable.
We’re about to have more senior citizens than at any time in American history, and they’re approaching retirement age in the worst financial shape in decades. One-in-five Americans has no nest egg at all.
With government debate around healthcare progressing at a glacial pace, we’ll need to find other ways to make our system more efficient and prepare for the dramatic change in demographics. Our Health US 2018 program focused on the latest technology and innovation around improving senior careREAD OUR REPORT
Beyond The Friends and Family Round: How To Help Diverse Founders Build Social Capital
It takes roughly $30,000 to start a business. Lots of successful entrepreneurs raise that money from friends and family. But what if the people in your network don’t have that kind of money?
If we’re going to change the ratio of venture investment going to women, African Americans and Latinx founders, then changing the social capital dynamic at the earliest stages is an important place to start.READ OUR REPORT
Talent Playbook: 9 Exercises To Build A Team
We often see early-stage startup CEOs treating talent as an administrative function rather than a strategic one. This can be a critical mistake. Talent is absolutely crucial to early-stage startup success.
This report features nine ideas and exercises from leaders who are committed to improving access to talent for small and growing businesses in emerging markets – a diverse range of organizations from incubators to consulting firms.READ OUR REPORT